Shop now, pay later!

Make your money go further with Cash Converters.
Spread the cost of your purchase over 6 easy instalments.

Always wanted to pick up a new hobby, or maybe get ahead of your DIY projects - even just a treat for yourself? Why not use our layby service, where you can reserve your item in-store and pay for it up to 6 easy instalments.

From phones to TVs, consoles to tools, watches and much more, get big brands for less today!

Shop in-store with layby

No Interest

We won’t charge you any interest while you make your payments.

No Additional Cost

There is no additional cost for spreading out the payments.

No Credit Checks

Anyone can layby as we don’t do credit checks.

Find Your Nearest Store

Our stores have knowledgable and friendly staff who will attend to your every need.

Choose your local store from the list below and simply pop in and see us!

Braintree

86-88 High Street,
Braintree, CM7 1JP

01376 553 975

Mon - Fri: 09:15 - 17:30
Sat: 09:15 - 17:30
Sun: Closed

Chelmsford

205 Moulsham Street,
Chelmsford, CM2 0LG

01245 266717

Mon - Fri: 09:15 - 17:30
Sat: 09:15 - 17:30
Sun: 10:00 - 16:00

Colchester

65 High Street,
Colchester, CO1 1DN

01206 762575

Mon - Fri: 09:15 - 17:30
Sat: 09:15 - 17:30
Sun: Closed

Harlow

10 Terminus Street,
Harlow, CM20 1ES

01279 436355

Mon - Fri: 09:15 - 17:30
Sat: 09:15 - 17:30
Sun: Closed

Here’s what you’ll need for layby

* Minimum age 18. Minimum 20% deposit required. Up to 6 further payments across a 12 week period. Item cannot be redeemed until full payment has been made. Your goods will be forfeited if you fail to pay the full balance. Cancellation fee for failure to repay in full is 10% of the full retail value of the goods.

See our Privacy Policy.